Interview
Firstly, you will talk to our specialists discussing your situation, needs and objectives behind getting a home loan. Then we will analyse that information to provide you with the best plans and get your work done quickly.
Buy A Home With Confidence
HomeLoan Quest
We help you manage and provide financial advice for your home loan
Book an AppointmentA QUICK & EASY PROCESS
Our Business Process
Document Gathering
After we figure out the best plans for your home loan, you will need to gather all your documents such as ID, Bank statements etc. which are required further for application process.
Application Lodgement
With the documents ready, you will have to fill out an application form with all the necessary details, then it will be loaded onto our system, and we move to the next step.
Conditional approval
Conditional approval allows you to submit your home loan application before you find the right property. It gives you an idea of how much you could afford to borrow and the total property price you can afford to pay.
Valuation
After you finalize the property that meets your needs and budget, we request valuation and inspection of the property. Then you make the offer and proceed for Formal Approval.
Formal Approval
After all the necessary information and documents have been confirmed, bank will issue a Formal Approval which means that they are willing to approve the loan.
Document Signing
Once the loan gets approved, the loan documents will be sent to you. You will need to read and sign them, then return the documents to the lender.
Settlement
The Bank will verify the documents and you will be booked for a settlement date. After that, you would have been successfully granted Home Loan.
OUR SERVICES
What We Offer
Residential Home Loan
Reliable and trusted guidance to buy your first dream home helping you to avoid mistakes that most tend to make
House and Land Package
Best deals and services for you to buy land and build a beautiful home of your design
Property Investment
Based on the need of individuals helps to secure their property investment loan.
Refinance
Based on current scenario of individual advise if refinancing their existing loan is the better option
Top UP Loan
To release the equity from existing home loan.
Commercial Loans
We offer you competitive commercial loans with free-of-charge services.
Our Story
Why Choose Us?
Read more about us and services we provide
Mr. Niranjan Bisural is an experienced mortgage consultant specialising in guiding first-home buyers and property investors through their lending journey. He has helped over 250 families and has facilitated more than $100 million in approved home loans.
He holds a Master’s in Information Technology from the University of Ballarat, Australia, and has worked in managerial positions in Sydney. He completed a Bachelor of Science in Computer Science at Tribhuvan University, Nepal.
He also holds a Diploma of Finance and Mortgage Broking Management and began his career as a home loan consultant in 2017. Outside of work, he enjoys exploring new ideas and spending time with family.
Our services are designed to help you in the best way possible.
Residential Home Loan
House and Land Package
Property Investment
Refinance
Top Up Loan
Commercial Loans
Debt Consolidation
Off the Plan Purchase
TESTIMONIALS
What our clients say About Us.
Shree Kandel
First Home Buyer
I highly recommend Niranjan Dai and Homloan Quest team for genuine advice and friendly services. I thought buying a house in Sydney is very tough and didn’t know where to start when I bought my first property. As I called him for the loan process, he describes the process in a very simple way and guiding me from property inspection to settlement and afterward. My property buying journey was so smooth because of his expertise and dedication to his customers as I thought.
30+ Lenders
With over 30+ lenders to choose from, including all the major banks
